LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,411
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,668
−HK$1,277/mo
Today · 4.125%
HK$42,945
baseline
▲ 0.50% · 4.625%
HK$45,558
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,890/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,957
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,162
−HK$1,223/mo
Today · 4.125%
HK$47,385
baseline
▲ 0.50% · 4.625%
HK$49,883
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,770/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,493
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,001
−HK$1,533/mo
Today · 4.125%
HK$51,534
baseline
▲ 0.50% · 4.625%
HK$54,670
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,068/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,948
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,395
−HK$1,467/mo
Today · 4.125%
HK$56,862
baseline
▲ 0.50% · 4.625%
HK$59,860
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,724/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,575
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,335
−HK$1,788/mo
Today · 4.125%
HK$60,123
baseline
▲ 0.50% · 4.625%
HK$63,781
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,246/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,939
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,627
−HK$1,713/mo
Today · 4.125%
HK$66,340
baseline
▲ 0.50% · 4.625%
HK$69,836
+HK$3,496/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,680/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,739
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,002
−HK$2,299/mo
Today · 4.125%
HK$77,301
baseline
▲ 0.50% · 4.625%
HK$82,004
+HK$4,703/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,602/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,922
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,092
−HK$2,202/mo
Today · 4.125%
HK$85,294
baseline
▲ 0.50% · 4.625%
HK$89,790
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,588/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,576 · Scale 2, in force from 26 Feb 2026)