LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,415
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,672
−HK$1,277/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,562
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,961
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,167
−HK$1,223/mo
Today · 4.125%
HK$47,390
baseline
▲ 0.50% · 4.625%
HK$49,888
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,780/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,497
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,006
−HK$1,533/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,675
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,953
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,400
−HK$1,468/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$59,865
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,580
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,340
−HK$1,788/mo
Today · 4.125%
HK$60,128
baseline
▲ 0.50% · 4.625%
HK$63,787
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,256/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,945
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,633
−HK$1,713/mo
Today · 4.125%
HK$66,346
baseline
▲ 0.50% · 4.625%
HK$69,843
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,692/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,746
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,009
−HK$2,299/mo
Today · 4.125%
HK$77,308
baseline
▲ 0.50% · 4.625%
HK$82,012
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,616/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,929
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,100
−HK$2,202/mo
Today · 4.125%
HK$85,302
baseline
▲ 0.50% · 4.625%
HK$89,798
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,604/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,638 · Scale 2, in force from 26 Feb 2026)