LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,415
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,672
−HK$1,278/mo
Today · 4.125%
HK$42,950
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,900/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,962
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,167
−HK$1,224/mo
Today · 4.125%
HK$47,391
baseline
▲ 0.50% · 4.625%
HK$49,889
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,782/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,498
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,007
−HK$1,533/mo
Today · 4.125%
HK$51,540
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,080/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,954
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,401
−HK$1,468/mo
Today · 4.125%
HK$56,869
baseline
▲ 0.50% · 4.625%
HK$59,866
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,738/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,581
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,341
−HK$1,789/mo
Today · 4.125%
HK$60,130
baseline
▲ 0.50% · 4.625%
HK$63,788
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,260/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,946
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,634
−HK$1,713/mo
Today · 4.125%
HK$66,347
baseline
▲ 0.50% · 4.625%
HK$69,844
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,694/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,747
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,010
−HK$2,299/mo
Today · 4.125%
HK$77,309
baseline
▲ 0.50% · 4.625%
HK$82,013
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,618/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,931
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,101
−HK$2,202/mo
Today · 4.125%
HK$85,303
baseline
▲ 0.50% · 4.625%
HK$89,800
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,606/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,650 · Scale 2, in force from 26 Feb 2026)