LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,415
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,673
−HK$1,277/mo
Today · 4.125%
HK$42,950
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,900/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,962
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,168
−HK$1,223/mo
Today · 4.125%
HK$47,391
baseline
▲ 0.50% · 4.625%
HK$49,889
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,782/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,499
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,007
−HK$1,533/mo
Today · 4.125%
HK$51,540
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,080/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,954
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,401
−HK$1,468/mo
Today · 4.125%
HK$56,869
baseline
▲ 0.50% · 4.625%
HK$59,867
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,738/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,582
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,342
−HK$1,788/mo
Today · 4.125%
HK$60,130
baseline
▲ 0.50% · 4.625%
HK$63,789
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,260/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,946
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,635
−HK$1,712/mo
Today · 4.125%
HK$66,347
baseline
▲ 0.50% · 4.625%
HK$69,845
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,694/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,748
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,011
−HK$2,299/mo
Today · 4.125%
HK$77,310
baseline
▲ 0.50% · 4.625%
HK$82,014
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,620/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,931
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,102
−HK$2,202/mo
Today · 4.125%
HK$85,304
baseline
▲ 0.50% · 4.625%
HK$89,800
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,608/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,653 · Scale 2, in force from 26 Feb 2026)