LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,417
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,675
−HK$1,277/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,565
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,964
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,170
−HK$1,223/mo
Today · 4.125%
HK$47,393
baseline
▲ 0.50% · 4.625%
HK$49,891
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,786/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,501
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,009
−HK$1,533/mo
Today · 4.125%
HK$51,542
baseline
▲ 0.50% · 4.625%
HK$54,678
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,084/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,957
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,404
−HK$1,468/mo
Today · 4.125%
HK$56,872
baseline
▲ 0.50% · 4.625%
HK$59,870
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,744/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,584
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,344
−HK$1,789/mo
Today · 4.125%
HK$60,133
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,266/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,949
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,638
−HK$1,712/mo
Today · 4.125%
HK$66,350
baseline
▲ 0.50% · 4.625%
HK$69,848
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,700/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,751
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,014
−HK$2,299/mo
Today · 4.125%
HK$77,313
baseline
▲ 0.50% · 4.625%
HK$82,018
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,626/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,935
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,106
−HK$2,202/mo
Today · 4.125%
HK$85,308
baseline
▲ 0.50% · 4.625%
HK$89,804
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,616/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,685 · Scale 2, in force from 26 Feb 2026)