LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,418
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,675
−HK$1,277/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,965
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,170
−HK$1,224/mo
Today · 4.125%
HK$47,394
baseline
▲ 0.50% · 4.625%
HK$49,892
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,788/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,501
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,010
−HK$1,533/mo
Today · 4.125%
HK$51,543
baseline
▲ 0.50% · 4.625%
HK$54,679
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,086/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,957
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,405
−HK$1,468/mo
Today · 4.125%
HK$56,873
baseline
▲ 0.50% · 4.625%
HK$59,870
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,746/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,585
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,345
−HK$1,788/mo
Today · 4.125%
HK$60,133
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,266/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,950
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,639
−HK$1,712/mo
Today · 4.125%
HK$66,351
baseline
▲ 0.50% · 4.625%
HK$69,849
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,702/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,752
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,015
−HK$2,299/mo
Today · 4.125%
HK$77,314
baseline
▲ 0.50% · 4.625%
HK$82,019
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,628/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,936
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,107
−HK$2,202/mo
Today · 4.125%
HK$85,309
baseline
▲ 0.50% · 4.625%
HK$89,806
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,618/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,694 · Scale 2, in force from 26 Feb 2026)