LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,418
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,277/mo
Today · 4.125%
HK$42,953
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,906/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,965
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,171
−HK$1,223/mo
Today · 4.125%
HK$47,394
baseline
▲ 0.50% · 4.625%
HK$49,893
+HK$2,499/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,788/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,502
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,011
−HK$1,532/mo
Today · 4.125%
HK$51,543
baseline
▲ 0.50% · 4.625%
HK$54,680
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,086/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,958
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,405
−HK$1,468/mo
Today · 4.125%
HK$56,873
baseline
▲ 0.50% · 4.625%
HK$59,871
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,746/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,586
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,346
−HK$1,788/mo
Today · 4.125%
HK$60,134
baseline
▲ 0.50% · 4.625%
HK$63,793
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,268/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,639
−HK$1,713/mo
Today · 4.125%
HK$66,352
baseline
▲ 0.50% · 4.625%
HK$69,850
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,704/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,753
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,016
−HK$2,299/mo
Today · 4.125%
HK$77,315
baseline
▲ 0.50% · 4.625%
HK$82,020
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,630/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,937
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,108
−HK$2,202/mo
Today · 4.125%
HK$85,310
baseline
▲ 0.50% · 4.625%
HK$89,807
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,620/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,701 · Scale 2, in force from 26 Feb 2026)