LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,419
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,277/mo
Today · 4.125%
HK$42,953
baseline
▲ 0.50% · 4.625%
HK$45,567
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,906/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,965
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,171
−HK$1,224/mo
Today · 4.125%
HK$47,395
baseline
▲ 0.50% · 4.625%
HK$49,893
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,790/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,502
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,011
−HK$1,533/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,680
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,958
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,405
−HK$1,468/mo
Today · 4.125%
HK$56,873
baseline
▲ 0.50% · 4.625%
HK$59,871
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,746/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,586
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,346
−HK$1,788/mo
Today · 4.125%
HK$60,134
baseline
▲ 0.50% · 4.625%
HK$63,793
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,268/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,712/mo
Today · 4.125%
HK$66,352
baseline
▲ 0.50% · 4.625%
HK$69,850
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,704/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,753
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,016
−HK$2,300/mo
Today · 4.125%
HK$77,316
baseline
▲ 0.50% · 4.625%
HK$82,020
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,632/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,937
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,108
−HK$2,202/mo
Today · 4.125%
HK$85,310
baseline
▲ 0.50% · 4.625%
HK$89,807
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,620/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,705 · Scale 2, in force from 26 Feb 2026)