LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,419
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,278/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,567
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,966
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,172
−HK$1,223/mo
Today · 4.125%
HK$47,395
baseline
▲ 0.50% · 4.625%
HK$49,893
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,790/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,503
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,012
−HK$1,532/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,681
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,959
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,406
−HK$1,468/mo
Today · 4.125%
HK$56,874
baseline
▲ 0.50% · 4.625%
HK$59,872
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,748/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,587
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,347
−HK$1,788/mo
Today · 4.125%
HK$60,135
baseline
▲ 0.50% · 4.625%
HK$63,794
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,270/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,952
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,713/mo
Today · 4.125%
HK$66,353
baseline
▲ 0.50% · 4.625%
HK$69,851
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,706/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,754
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,017
−HK$2,300/mo
Today · 4.125%
HK$77,317
baseline
▲ 0.50% · 4.625%
HK$82,021
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,634/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,938
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,109
−HK$2,202/mo
Today · 4.125%
HK$85,311
baseline
▲ 0.50% · 4.625%
HK$89,808
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,622/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,713 · Scale 2, in force from 26 Feb 2026)