LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,420
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,678
−HK$1,277/mo
Today · 4.125%
HK$42,955
baseline
▲ 0.50% · 4.625%
HK$45,569
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,910/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,967
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,224/mo
Today · 4.125%
HK$47,397
baseline
▲ 0.50% · 4.625%
HK$49,895
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,794/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,505
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,013
−HK$1,533/mo
Today · 4.125%
HK$51,546
baseline
▲ 0.50% · 4.625%
HK$54,683
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,092/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,961
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,408
−HK$1,468/mo
Today · 4.125%
HK$56,876
baseline
▲ 0.50% · 4.625%
HK$59,874
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,752/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,589
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,349
−HK$1,788/mo
Today · 4.125%
HK$60,137
baseline
▲ 0.50% · 4.625%
HK$63,796
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,274/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,954
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,643
−HK$1,713/mo
Today · 4.125%
HK$66,356
baseline
▲ 0.50% · 4.625%
HK$69,853
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,712/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,757
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,020
−HK$2,299/mo
Today · 4.125%
HK$77,319
baseline
▲ 0.50% · 4.625%
HK$82,024
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,638/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,941
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,112
−HK$2,202/mo
Today · 4.125%
HK$85,314
baseline
▲ 0.50% · 4.625%
HK$89,811
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,628/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,736 · Scale 2, in force from 26 Feb 2026)