LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,421
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,277/mo
Today · 4.125%
HK$42,956
baseline
▲ 0.50% · 4.625%
HK$45,570
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,912/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,968
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,174
−HK$1,224/mo
Today · 4.125%
HK$47,398
baseline
▲ 0.50% · 4.625%
HK$49,896
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,796/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,506
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,014
−HK$1,533/mo
Today · 4.125%
HK$51,547
baseline
▲ 0.50% · 4.625%
HK$54,684
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,094/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,962
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,409
−HK$1,468/mo
Today · 4.125%
HK$56,877
baseline
▲ 0.50% · 4.625%
HK$59,875
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,754/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,590
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,350
−HK$1,788/mo
Today · 4.125%
HK$60,138
baseline
▲ 0.50% · 4.625%
HK$63,798
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,276/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,956
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,644
−HK$1,713/mo
Today · 4.125%
HK$66,357
baseline
▲ 0.50% · 4.625%
HK$69,855
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,714/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,758
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,021
−HK$2,300/mo
Today · 4.125%
HK$77,321
baseline
▲ 0.50% · 4.625%
HK$82,026
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,642/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,943
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,114
−HK$2,202/mo
Today · 4.125%
HK$85,316
baseline
▲ 0.50% · 4.625%
HK$89,813
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,632/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,749 · Scale 2, in force from 26 Feb 2026)