LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,422
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,680
−HK$1,277/mo
Today · 4.125%
HK$42,957
baseline
▲ 0.50% · 4.625%
HK$45,571
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,914/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,969
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,175
−HK$1,224/mo
Today · 4.125%
HK$47,399
baseline
▲ 0.50% · 4.625%
HK$49,897
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,798/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,507
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,015
−HK$1,533/mo
Today · 4.125%
HK$51,548
baseline
▲ 0.50% · 4.625%
HK$54,685
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,096/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,963
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,410
−HK$1,469/mo
Today · 4.125%
HK$56,879
baseline
▲ 0.50% · 4.625%
HK$59,877
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,758/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,591
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,351
−HK$1,789/mo
Today · 4.125%
HK$60,140
baseline
▲ 0.50% · 4.625%
HK$63,799
+HK$3,659/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,280/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,957
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,645
−HK$1,713/mo
Today · 4.125%
HK$66,358
baseline
▲ 0.50% · 4.625%
HK$69,856
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,716/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,760
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,023
−HK$2,300/mo
Today · 4.125%
HK$77,323
baseline
▲ 0.50% · 4.625%
HK$82,028
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,646/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,945
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,116
−HK$2,202/mo
Today · 4.125%
HK$85,318
baseline
▲ 0.50% · 4.625%
HK$89,815
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,636/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,764 · Scale 2, in force from 26 Feb 2026)