LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,423
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,681
−HK$1,277/mo
Today · 4.125%
HK$42,958
baseline
▲ 0.50% · 4.625%
HK$45,572
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,916/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,970
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,176
−HK$1,224/mo
Today · 4.125%
HK$47,400
baseline
▲ 0.50% · 4.625%
HK$49,898
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,800/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,508
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,017
−HK$1,533/mo
Today · 4.125%
HK$51,550
baseline
▲ 0.50% · 4.625%
HK$54,686
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,100/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,964
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,412
−HK$1,468/mo
Today · 4.125%
HK$56,880
baseline
▲ 0.50% · 4.625%
HK$59,878
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,760/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,592
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,353
−HK$1,788/mo
Today · 4.125%
HK$60,141
baseline
▲ 0.50% · 4.625%
HK$63,801
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,282/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,958
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,647
−HK$1,713/mo
Today · 4.125%
HK$66,360
baseline
▲ 0.50% · 4.625%
HK$69,858
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,720/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,762
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,025
−HK$2,299/mo
Today · 4.125%
HK$77,324
baseline
▲ 0.50% · 4.625%
HK$82,029
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,648/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,947
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,118
−HK$2,202/mo
Today · 4.125%
HK$85,320
baseline
▲ 0.50% · 4.625%
HK$89,817
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,640/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,780 · Scale 2, in force from 26 Feb 2026)