LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,424
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,682
−HK$1,277/mo
Today · 4.125%
HK$42,959
baseline
▲ 0.50% · 4.625%
HK$45,573
+HK$2,614/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,918/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,972
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,178
−HK$1,223/mo
Today · 4.125%
HK$47,401
baseline
▲ 0.50% · 4.625%
HK$49,900
+HK$2,499/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,802/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,509
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,018
−HK$1,533/mo
Today · 4.125%
HK$51,551
baseline
▲ 0.50% · 4.625%
HK$54,688
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,102/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,966
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,413
−HK$1,469/mo
Today · 4.125%
HK$56,882
baseline
▲ 0.50% · 4.625%
HK$59,880
+HK$2,998/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,764/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,594
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,355
−HK$1,788/mo
Today · 4.125%
HK$60,143
baseline
▲ 0.50% · 4.625%
HK$63,803
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,286/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,961
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,649
−HK$1,713/mo
Today · 4.125%
HK$66,362
baseline
▲ 0.50% · 4.625%
HK$69,860
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,724/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,764
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,027
−HK$2,300/mo
Today · 4.125%
HK$77,327
baseline
▲ 0.50% · 4.625%
HK$82,032
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,654/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,949
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,120
−HK$2,203/mo
Today · 4.125%
HK$85,323
baseline
▲ 0.50% · 4.625%
HK$89,820
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,646/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,802 · Scale 2, in force from 26 Feb 2026)