LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,426
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,684
−HK$1,277/mo
Today · 4.125%
HK$42,961
baseline
▲ 0.50% · 4.625%
HK$45,576
+HK$2,615/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,922/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,974
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,224/mo
Today · 4.125%
HK$47,404
baseline
▲ 0.50% · 4.625%
HK$49,902
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,808/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,512
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,021
−HK$1,533/mo
Today · 4.125%
HK$51,554
baseline
▲ 0.50% · 4.625%
HK$54,691
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,108/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,969
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,416
−HK$1,468/mo
Today · 4.125%
HK$56,884
baseline
▲ 0.50% · 4.625%
HK$59,883
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,768/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,597
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,357
−HK$1,789/mo
Today · 4.125%
HK$60,146
baseline
▲ 0.50% · 4.625%
HK$63,806
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,292/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,963
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,652
−HK$1,713/mo
Today · 4.125%
HK$66,365
baseline
▲ 0.50% · 4.625%
HK$69,863
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,730/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,767
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,031
−HK$2,300/mo
Today · 4.125%
HK$77,331
baseline
▲ 0.50% · 4.625%
HK$82,036
+HK$4,705/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,662/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,953
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,124
−HK$2,203/mo
Today · 4.125%
HK$85,327
baseline
▲ 0.50% · 4.625%
HK$89,824
+HK$4,497/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,654/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,833 · Scale 2, in force from 26 Feb 2026)