LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,428
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,686
−HK$1,277/mo
Today · 4.125%
HK$42,963
baseline
▲ 0.50% · 4.625%
HK$45,578
+HK$2,615/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,926/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,976
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,182
−HK$1,224/mo
Today · 4.125%
HK$47,406
baseline
▲ 0.50% · 4.625%
HK$49,905
+HK$2,499/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,812/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,514
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,023
−HK$1,533/mo
Today · 4.125%
HK$51,556
baseline
▲ 0.50% · 4.625%
HK$54,693
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,112/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,971
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,419
−HK$1,468/mo
Today · 4.125%
HK$56,887
baseline
▲ 0.50% · 4.625%
HK$59,886
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,774/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,600
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,360
−HK$1,789/mo
Today · 4.125%
HK$60,149
baseline
▲ 0.50% · 4.625%
HK$63,809
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,298/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,966
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,655
−HK$1,713/mo
Today · 4.125%
HK$66,368
baseline
▲ 0.50% · 4.625%
HK$69,867
+HK$3,499/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,736/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,771
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,034
−HK$2,300/mo
Today · 4.125%
HK$77,334
baseline
▲ 0.50% · 4.625%
HK$82,040
+HK$4,706/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,668/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,957
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,128
−HK$2,203/mo
Today · 4.125%
HK$85,331
baseline
▲ 0.50% · 4.625%
HK$89,829
+HK$4,498/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,662/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,864 · Scale 2, in force from 26 Feb 2026)