LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,430
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,688
−HK$1,278/mo
Today · 4.125%
HK$42,966
baseline
▲ 0.50% · 4.625%
HK$45,580
+HK$2,614/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,932/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,978
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,185
−HK$1,223/mo
Today · 4.125%
HK$47,408
baseline
▲ 0.50% · 4.625%
HK$49,907
+HK$2,499/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,816/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,516
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,025
−HK$1,534/mo
Today · 4.125%
HK$51,559
baseline
▲ 0.50% · 4.625%
HK$54,696
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,118/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,974
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,421
−HK$1,469/mo
Today · 4.125%
HK$56,890
baseline
▲ 0.50% · 4.625%
HK$59,889
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,780/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,602
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,363
−HK$1,789/mo
Today · 4.125%
HK$60,152
baseline
▲ 0.50% · 4.625%
HK$63,812
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,304/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,970
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,658
−HK$1,714/mo
Today · 4.125%
HK$66,372
baseline
▲ 0.50% · 4.625%
HK$69,870
+HK$3,498/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,744/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,775
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,038
−HK$2,300/mo
Today · 4.125%
HK$77,338
baseline
▲ 0.50% · 4.625%
HK$82,044
+HK$4,706/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,676/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,961
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,132
−HK$2,203/mo
Today · 4.125%
HK$85,335
baseline
▲ 0.50% · 4.625%
HK$89,833
+HK$4,498/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,670/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,897 · Scale 2, in force from 26 Feb 2026)