LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,432
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,689
−HK$1,278/mo
Today · 4.125%
HK$42,967
baseline
▲ 0.50% · 4.625%
HK$45,582
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,934/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,980
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,186
−HK$1,224/mo
Today · 4.125%
HK$47,410
baseline
▲ 0.50% · 4.625%
HK$49,909
+HK$2,499/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,820/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,518
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,027
−HK$1,534/mo
Today · 4.125%
HK$51,561
baseline
▲ 0.50% · 4.625%
HK$54,698
+HK$3,137/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,122/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,976
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,424
−HK$1,468/mo
Today · 4.125%
HK$56,892
baseline
▲ 0.50% · 4.625%
HK$59,891
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,784/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,604
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,365
−HK$1,789/mo
Today · 4.125%
HK$60,154
baseline
▲ 0.50% · 4.625%
HK$63,814
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,308/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,972
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,661
−HK$1,713/mo
Today · 4.125%
HK$66,374
baseline
▲ 0.50% · 4.625%
HK$69,873
+HK$3,499/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,748/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,777
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,041
−HK$2,300/mo
Today · 4.125%
HK$77,341
baseline
▲ 0.50% · 4.625%
HK$82,047
+HK$4,706/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,682/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,964
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,135
−HK$2,203/mo
Today · 4.125%
HK$85,338
baseline
▲ 0.50% · 4.625%
HK$89,836
+HK$4,498/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,676/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,922 · Scale 2, in force from 26 Feb 2026)