LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,434
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,691
−HK$1,278/mo
Today · 4.125%
HK$42,969
baseline
▲ 0.50% · 4.625%
HK$45,584
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,938/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,982
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,188
−HK$1,224/mo
Today · 4.125%
HK$47,412
baseline
▲ 0.50% · 4.625%
HK$49,912
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,824/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,520
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,030
−HK$1,533/mo
Today · 4.125%
HK$51,563
baseline
▲ 0.50% · 4.625%
HK$54,701
+HK$3,138/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,126/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,979
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,426
−HK$1,469/mo
Today · 4.125%
HK$56,895
baseline
▲ 0.50% · 4.625%
HK$59,894
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,790/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,607
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,368
−HK$1,789/mo
Today · 4.125%
HK$60,157
baseline
▲ 0.50% · 4.625%
HK$63,817
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,314/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,975
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,664
−HK$1,713/mo
Today · 4.125%
HK$66,377
baseline
▲ 0.50% · 4.625%
HK$69,876
+HK$3,499/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,754/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,781
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,045
−HK$2,300/mo
Today · 4.125%
HK$77,345
baseline
▲ 0.50% · 4.625%
HK$82,051
+HK$4,706/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,690/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,968
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,139
−HK$2,203/mo
Today · 4.125%
HK$85,342
baseline
▲ 0.50% · 4.625%
HK$89,841
+HK$4,499/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,684/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,954 · Scale 2, in force from 26 Feb 2026)