LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,435
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,692
−HK$1,278/mo
Today · 4.125%
HK$42,970
baseline
▲ 0.50% · 4.625%
HK$45,585
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,940/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,983
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,190
−HK$1,223/mo
Today · 4.125%
HK$47,413
baseline
▲ 0.50% · 4.625%
HK$49,913
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,826/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,522
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,031
−HK$1,533/mo
Today · 4.125%
HK$51,564
baseline
▲ 0.50% · 4.625%
HK$54,702
+HK$3,138/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,128/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,980
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,427
−HK$1,469/mo
Today · 4.125%
HK$56,896
baseline
▲ 0.50% · 4.625%
HK$59,895
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,792/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,609
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,369
−HK$1,789/mo
Today · 4.125%
HK$60,158
baseline
▲ 0.50% · 4.625%
HK$63,819
+HK$3,661/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,316/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,976
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,665
−HK$1,714/mo
Today · 4.125%
HK$66,379
baseline
▲ 0.50% · 4.625%
HK$69,878
+HK$3,499/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,758/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,782
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,046
−HK$2,300/mo
Today · 4.125%
HK$77,346
baseline
▲ 0.50% · 4.625%
HK$82,053
+HK$4,707/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,692/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,970
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,141
−HK$2,203/mo
Today · 4.125%
HK$85,344
baseline
▲ 0.50% · 4.625%
HK$89,843
+HK$4,499/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,688/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,969 · Scale 2, in force from 26 Feb 2026)