LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,438
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,695
−HK$1,278/mo
Today · 4.125%
HK$42,973
baseline
▲ 0.50% · 4.625%
HK$45,588
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,946/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,986
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,193
−HK$1,224/mo
Today · 4.125%
HK$47,417
baseline
▲ 0.50% · 4.625%
HK$49,916
+HK$2,499/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,834/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,525
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,034
−HK$1,534/mo
Today · 4.125%
HK$51,568
baseline
▲ 0.50% · 4.625%
HK$54,706
+HK$3,138/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,136/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,984
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,431
−HK$1,469/mo
Today · 4.125%
HK$56,900
baseline
▲ 0.50% · 4.625%
HK$59,900
+HK$3,000/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,800/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,613
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,374
−HK$1,789/mo
Today · 4.125%
HK$60,163
baseline
▲ 0.50% · 4.625%
HK$63,823
+HK$3,660/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,326/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,981
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,670
−HK$1,714/mo
Today · 4.125%
HK$66,384
baseline
▲ 0.50% · 4.625%
HK$69,883
+HK$3,499/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,768/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,788
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,052
−HK$2,300/mo
Today · 4.125%
HK$77,352
baseline
▲ 0.50% · 4.625%
HK$82,059
+HK$4,707/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,704/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,975
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,147
−HK$2,203/mo
Today · 4.125%
HK$85,350
baseline
▲ 0.50% · 4.625%
HK$89,849
+HK$4,499/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,700/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,017 · Scale 2, in force from 26 Feb 2026)