LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,439
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,696
−HK$1,278/mo
Today · 4.125%
HK$42,974
baseline
▲ 0.50% · 4.625%
HK$45,589
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,948/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,988
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,194
−HK$1,224/mo
Today · 4.125%
HK$47,418
baseline
▲ 0.50% · 4.625%
HK$49,918
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,836/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,526
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,036
−HK$1,533/mo
Today · 4.125%
HK$51,569
baseline
▲ 0.50% · 4.625%
HK$54,707
+HK$3,138/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,138/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,985
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,433
−HK$1,469/mo
Today · 4.125%
HK$56,902
baseline
▲ 0.50% · 4.625%
HK$59,901
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,804/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,614
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,375
−HK$1,789/mo
Today · 4.125%
HK$60,164
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,661/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,328/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,983
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,672
−HK$1,713/mo
Today · 4.125%
HK$66,385
baseline
▲ 0.50% · 4.625%
HK$69,885
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,770/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,789
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,054
−HK$2,300/mo
Today · 4.125%
HK$77,354
baseline
▲ 0.50% · 4.625%
HK$82,061
+HK$4,707/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,708/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,978
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,149
−HK$2,204/mo
Today · 4.125%
HK$85,353
baseline
▲ 0.50% · 4.625%
HK$89,852
+HK$4,499/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,706/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,034 · Scale 2, in force from 26 Feb 2026)