LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,442
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,278/mo
Today · 4.125%
HK$42,978
baseline
▲ 0.50% · 4.625%
HK$45,593
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,956/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,991
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,198
−HK$1,224/mo
Today · 4.125%
HK$47,422
baseline
▲ 0.50% · 4.625%
HK$49,921
+HK$2,499/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,844/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,530
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,040
−HK$1,533/mo
Today · 4.125%
HK$51,573
baseline
▲ 0.50% · 4.625%
HK$54,711
+HK$3,138/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,146/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,989
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,437
−HK$1,469/mo
Today · 4.125%
HK$56,906
baseline
▲ 0.50% · 4.625%
HK$59,906
+HK$3,000/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,812/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,618
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,380
−HK$1,789/mo
Today · 4.125%
HK$60,169
baseline
▲ 0.50% · 4.625%
HK$63,830
+HK$3,661/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,338/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,987
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,677
−HK$1,713/mo
Today · 4.125%
HK$66,390
baseline
▲ 0.50% · 4.625%
HK$69,890
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,780/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,795
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,059
−HK$2,301/mo
Today · 4.125%
HK$77,360
baseline
▲ 0.50% · 4.625%
HK$82,067
+HK$4,707/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,720/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,984
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,156
−HK$2,203/mo
Today · 4.125%
HK$85,359
baseline
▲ 0.50% · 4.625%
HK$89,859
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,718/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,086 · Scale 2, in force from 26 Feb 2026)