LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,445
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,703
−HK$1,278/mo
Today · 4.125%
HK$42,981
baseline
▲ 0.50% · 4.625%
HK$45,597
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,962/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,995
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,201
−HK$1,225/mo
Today · 4.125%
HK$47,426
baseline
▲ 0.50% · 4.625%
HK$49,925
+HK$2,499/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,852/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,534
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,044
−HK$1,534/mo
Today · 4.125%
HK$51,578
baseline
▲ 0.50% · 4.625%
HK$54,716
+HK$3,138/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,156/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,994
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,442
−HK$1,469/mo
Today · 4.125%
HK$56,911
baseline
▲ 0.50% · 4.625%
HK$59,911
+HK$3,000/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,822/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,623
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,384
−HK$1,790/mo
Today · 4.125%
HK$60,174
baseline
▲ 0.50% · 4.625%
HK$63,835
+HK$3,661/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,348/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,993
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,682
−HK$1,714/mo
Today · 4.125%
HK$66,396
baseline
▲ 0.50% · 4.625%
HK$69,896
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,792/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,801
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,066
−HK$2,300/mo
Today · 4.125%
HK$77,366
baseline
▲ 0.50% · 4.625%
HK$82,074
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,732/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,990
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,163
−HK$2,203/mo
Today · 4.125%
HK$85,366
baseline
▲ 0.50% · 4.625%
HK$89,866
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,732/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,140 · Scale 2, in force from 26 Feb 2026)