LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,446
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,704
−HK$1,278/mo
Today · 4.125%
HK$42,982
baseline
▲ 0.50% · 4.625%
HK$45,597
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,964/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,995
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,202
−HK$1,224/mo
Today · 4.125%
HK$47,426
baseline
▲ 0.50% · 4.625%
HK$49,926
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,852/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,535
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,044
−HK$1,534/mo
Today · 4.125%
HK$51,578
baseline
▲ 0.50% · 4.625%
HK$54,717
+HK$3,139/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$103,156/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,994
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,443
−HK$1,469/mo
Today · 4.125%
HK$56,912
baseline
▲ 0.50% · 4.625%
HK$59,911
+HK$2,999/mo
Deposit HK$7.09M · loan HK$10.64M · min. income ≈ HK$113,824/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,624
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,385
−HK$1,790/mo
Today · 4.125%
HK$60,175
baseline
▲ 0.50% · 4.625%
HK$63,836
+HK$3,661/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,350/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,993
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,683
−HK$1,714/mo
Today · 4.125%
HK$66,397
baseline
▲ 0.50% · 4.625%
HK$69,897
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,794/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,802
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,067
−HK$2,300/mo
Today · 4.125%
HK$77,367
baseline
▲ 0.50% · 4.625%
HK$82,075
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,734/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,992
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,164
−HK$2,203/mo
Today · 4.125%
HK$85,367
baseline
▲ 0.50% · 4.625%
HK$89,867
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,734/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,150 · Scale 2, in force from 26 Feb 2026)