LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,447
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,705
−HK$1,278/mo
Today · 4.125%
HK$42,983
baseline
▲ 0.50% · 4.625%
HK$45,598
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,966/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,997
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,203
−HK$1,225/mo
Today · 4.125%
HK$47,428
baseline
▲ 0.50% · 4.625%
HK$49,928
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,856/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,536
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,046
−HK$1,534/mo
Today · 4.125%
HK$51,580
baseline
▲ 0.50% · 4.625%
HK$54,718
+HK$3,138/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,160/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,996
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,444
−HK$1,469/mo
Today · 4.125%
HK$56,913
baseline
▲ 0.50% · 4.625%
HK$59,913
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,826/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,625
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,387
−HK$1,789/mo
Today · 4.125%
HK$60,176
baseline
▲ 0.50% · 4.625%
HK$63,838
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,352/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,995
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,685
−HK$1,714/mo
Today · 4.125%
HK$66,399
baseline
▲ 0.50% · 4.625%
HK$69,899
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,798/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,804
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,069
−HK$2,300/mo
Today · 4.125%
HK$77,369
baseline
▲ 0.50% · 4.625%
HK$82,077
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,738/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,994
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,166
−HK$2,204/mo
Today · 4.125%
HK$85,370
baseline
▲ 0.50% · 4.625%
HK$89,870
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,740/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,167 · Scale 2, in force from 26 Feb 2026)