LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,448
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,706
−HK$1,278/mo
Today · 4.125%
HK$42,984
baseline
▲ 0.50% · 4.625%
HK$45,600
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,968/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,998
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,205
−HK$1,224/mo
Today · 4.125%
HK$47,429
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,858/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,538
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,047
−HK$1,534/mo
Today · 4.125%
HK$51,581
baseline
▲ 0.50% · 4.625%
HK$54,720
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,162/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,998
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,446
−HK$1,469/mo
Today · 4.125%
HK$56,915
baseline
▲ 0.50% · 4.625%
HK$59,915
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,830/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,627
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,389
−HK$1,789/mo
Today · 4.125%
HK$60,178
baseline
▲ 0.50% · 4.625%
HK$63,840
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,356/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,997
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,687
−HK$1,714/mo
Today · 4.125%
HK$66,401
baseline
▲ 0.50% · 4.625%
HK$69,901
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,802/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,806
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,071
−HK$2,301/mo
Today · 4.125%
HK$77,372
baseline
▲ 0.50% · 4.625%
HK$82,080
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,744/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,996
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,169
−HK$2,203/mo
Today · 4.125%
HK$85,372
baseline
▲ 0.50% · 4.625%
HK$89,872
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,744/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,188 · Scale 2, in force from 26 Feb 2026)