LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,449
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,707
−HK$1,278/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,601
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,999
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,206
−HK$1,224/mo
Today · 4.125%
HK$47,430
baseline
▲ 0.50% · 4.625%
HK$49,930
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,860/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,539
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,048
−HK$1,534/mo
Today · 4.125%
HK$51,582
baseline
▲ 0.50% · 4.625%
HK$54,721
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,164/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,999
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,447
−HK$1,469/mo
Today · 4.125%
HK$56,916
baseline
▲ 0.50% · 4.625%
HK$59,916
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,832/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,628
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,390
−HK$1,790/mo
Today · 4.125%
HK$60,180
baseline
▲ 0.50% · 4.625%
HK$63,841
+HK$3,661/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,360/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,999
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,688
−HK$1,714/mo
Today · 4.125%
HK$66,402
baseline
▲ 0.50% · 4.625%
HK$69,902
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,804/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,808
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,073
−HK$2,301/mo
Today · 4.125%
HK$77,374
baseline
▲ 0.50% · 4.625%
HK$82,082
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$154,748/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,998
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,170
−HK$2,204/mo
Today · 4.125%
HK$85,374
baseline
▲ 0.50% · 4.625%
HK$89,874
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.96M · min. income ≈ HK$170,748/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,203 · Scale 2, in force from 26 Feb 2026)