LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,450
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,708
−HK$1,278/mo
Today · 4.125%
HK$42,986
baseline
▲ 0.50% · 4.625%
HK$45,602
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,972/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,000
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,207
−HK$1,224/mo
Today · 4.125%
HK$47,431
baseline
▲ 0.50% · 4.625%
HK$49,931
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,862/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,540
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,050
−HK$1,534/mo
Today · 4.125%
HK$51,584
baseline
▲ 0.50% · 4.625%
HK$54,722
+HK$3,138/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,168/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,000
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,448
−HK$1,470/mo
Today · 4.125%
HK$56,918
baseline
▲ 0.50% · 4.625%
HK$59,918
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,836/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,630
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,790/mo
Today · 4.125%
HK$60,181
baseline
▲ 0.50% · 4.625%
HK$63,843
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,362/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,000
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,690
−HK$1,714/mo
Today · 4.125%
HK$66,404
baseline
▲ 0.50% · 4.625%
HK$69,904
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,808/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,810
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,075
−HK$2,301/mo
Today · 4.125%
HK$77,376
baseline
▲ 0.50% · 4.625%
HK$82,084
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,752/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,000
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,173
−HK$2,203/mo
Today · 4.125%
HK$85,376
baseline
▲ 0.50% · 4.625%
HK$89,877
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,752/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,220 · Scale 2, in force from 26 Feb 2026)