LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,450
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,278/mo
Today · 4.125%
HK$42,987
baseline
▲ 0.50% · 4.625%
HK$45,603
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,974/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,001
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,224/mo
Today · 4.125%
HK$47,432
baseline
▲ 0.50% · 4.625%
HK$49,932
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,864/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,541
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,050
−HK$1,535/mo
Today · 4.125%
HK$51,585
baseline
▲ 0.50% · 4.625%
HK$54,723
+HK$3,138/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,170/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,001
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,449
−HK$1,469/mo
Today · 4.125%
HK$56,918
baseline
▲ 0.50% · 4.625%
HK$59,919
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,836/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,631
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,392
−HK$1,790/mo
Today · 4.125%
HK$60,182
baseline
▲ 0.50% · 4.625%
HK$63,844
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,364/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,001
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,691
−HK$1,714/mo
Today · 4.125%
HK$66,405
baseline
▲ 0.50% · 4.625%
HK$69,905
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,810/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,811
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,076
−HK$2,301/mo
Today · 4.125%
HK$77,377
baseline
▲ 0.50% · 4.625%
HK$82,085
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,754/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,001
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,174
−HK$2,204/mo
Today · 4.125%
HK$85,378
baseline
▲ 0.50% · 4.625%
HK$89,878
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,756/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,230 · Scale 2, in force from 26 Feb 2026)