LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,451
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,279/mo
Today · 4.125%
HK$42,988
baseline
▲ 0.50% · 4.625%
HK$45,603
+HK$2,615/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,976/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,001
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,225/mo
Today · 4.125%
HK$47,433
baseline
▲ 0.50% · 4.625%
HK$49,933
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,866/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,541
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,051
−HK$1,534/mo
Today · 4.125%
HK$51,585
baseline
▲ 0.50% · 4.625%
HK$54,724
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,170/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,002
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,450
−HK$1,469/mo
Today · 4.125%
HK$56,919
baseline
▲ 0.50% · 4.625%
HK$59,920
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,838/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,632
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,393
−HK$1,790/mo
Today · 4.125%
HK$60,183
baseline
▲ 0.50% · 4.625%
HK$63,845
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,366/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,002
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,692
−HK$1,714/mo
Today · 4.125%
HK$66,406
baseline
▲ 0.50% · 4.625%
HK$69,906
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,812/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,812
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,077
−HK$2,301/mo
Today · 4.125%
HK$77,378
baseline
▲ 0.50% · 4.625%
HK$82,086
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,756/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,003
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,175
−HK$2,204/mo
Today · 4.125%
HK$85,379
baseline
▲ 0.50% · 4.625%
HK$89,879
+HK$4,500/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,758/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,239 · Scale 2, in force from 26 Feb 2026)