LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,453
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,711
−HK$1,278/mo
Today · 4.125%
HK$42,989
baseline
▲ 0.50% · 4.625%
HK$45,605
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,978/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,003
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,210
−HK$1,225/mo
Today · 4.125%
HK$47,435
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,870/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,543
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,053
−HK$1,534/mo
Today · 4.125%
HK$51,587
baseline
▲ 0.50% · 4.625%
HK$54,726
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,174/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,004
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$55,452
−HK$1,469/mo
Today · 4.125%
HK$56,921
baseline
▲ 0.50% · 4.625%
HK$59,922
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,842/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,634
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,395
−HK$1,790/mo
Today · 4.125%
HK$60,185
baseline
▲ 0.50% · 4.625%
HK$63,847
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,370/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,004
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,694
−HK$1,714/mo
Today · 4.125%
HK$66,408
baseline
▲ 0.50% · 4.625%
HK$69,909
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,816/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,815
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,080
−HK$2,301/mo
Today · 4.125%
HK$77,381
baseline
▲ 0.50% · 4.625%
HK$82,089
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,762/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,006
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,178
−HK$2,204/mo
Today · 4.125%
HK$85,382
baseline
▲ 0.50% · 4.625%
HK$89,883
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,764/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,265 · Scale 2, in force from 26 Feb 2026)