LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,454
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,713
−HK$1,278/mo
Today · 4.125%
HK$42,991
baseline
▲ 0.50% · 4.625%
HK$45,607
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,982/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,005
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,224/mo
Today · 4.125%
HK$47,436
baseline
▲ 0.50% · 4.625%
HK$49,937
+HK$2,501/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,872/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,545
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,055
−HK$1,534/mo
Today · 4.125%
HK$51,589
baseline
▲ 0.50% · 4.625%
HK$54,728
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$103,178/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,006
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,454
−HK$1,470/mo
Today · 4.125%
HK$56,924
baseline
▲ 0.50% · 4.625%
HK$59,924
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.64M · min. income ≈ HK$113,848/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,636
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,398
−HK$1,789/mo
Today · 4.125%
HK$60,187
baseline
▲ 0.50% · 4.625%
HK$63,850
+HK$3,663/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,374/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,007
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,697
−HK$1,714/mo
Today · 4.125%
HK$66,411
baseline
▲ 0.50% · 4.625%
HK$69,911
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,822/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,817
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,083
−HK$2,301/mo
Today · 4.125%
HK$77,384
baseline
▲ 0.50% · 4.625%
HK$82,092
+HK$4,708/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,768/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,009
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,181
−HK$2,204/mo
Today · 4.125%
HK$85,385
baseline
▲ 0.50% · 4.625%
HK$89,886
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,770/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,290 · Scale 2, in force from 26 Feb 2026)