LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,456
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,714
−HK$1,279/mo
Today · 4.125%
HK$42,993
baseline
▲ 0.50% · 4.625%
HK$45,609
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,986/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,007
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,214
−HK$1,224/mo
Today · 4.125%
HK$47,438
baseline
▲ 0.50% · 4.625%
HK$49,939
+HK$2,501/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,876/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,547
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,057
−HK$1,534/mo
Today · 4.125%
HK$51,591
baseline
▲ 0.50% · 4.625%
HK$54,731
+HK$3,140/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,182/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,008
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,457
−HK$1,469/mo
Today · 4.125%
HK$56,926
baseline
▲ 0.50% · 4.625%
HK$59,927
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,852/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,638
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,400
−HK$1,790/mo
Today · 4.125%
HK$60,190
baseline
▲ 0.50% · 4.625%
HK$63,852
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,380/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,009
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,699
−HK$1,715/mo
Today · 4.125%
HK$66,414
baseline
▲ 0.50% · 4.625%
HK$69,914
+HK$3,500/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,828/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,821
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,086
−HK$2,301/mo
Today · 4.125%
HK$77,387
baseline
▲ 0.50% · 4.625%
HK$82,096
+HK$4,709/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,774/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,012
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,185
−HK$2,204/mo
Today · 4.125%
HK$85,389
baseline
▲ 0.50% · 4.625%
HK$89,890
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,778/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,318 · Scale 2, in force from 26 Feb 2026)