LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,457
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,715
−HK$1,278/mo
Today · 4.125%
HK$42,993
baseline
▲ 0.50% · 4.625%
HK$45,610
+HK$2,617/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,986/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,007
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,224/mo
Today · 4.125%
HK$47,439
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,501/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,878/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,548
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,058
−HK$1,534/mo
Today · 4.125%
HK$51,592
baseline
▲ 0.50% · 4.625%
HK$54,731
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,184/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,457
−HK$1,470/mo
Today · 4.125%
HK$56,927
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,854/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,639
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,401
−HK$1,790/mo
Today · 4.125%
HK$60,191
baseline
▲ 0.50% · 4.625%
HK$63,853
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,382/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,010
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,700
−HK$1,715/mo
Today · 4.125%
HK$66,415
baseline
▲ 0.50% · 4.625%
HK$69,916
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,830/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,822
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,087
−HK$2,301/mo
Today · 4.125%
HK$77,388
baseline
▲ 0.50% · 4.625%
HK$82,097
+HK$4,709/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,776/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,013
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,186
−HK$2,204/mo
Today · 4.125%
HK$85,390
baseline
▲ 0.50% · 4.625%
HK$89,891
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,780/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,329 · Scale 2, in force from 26 Feb 2026)