LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,457
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,715
−HK$1,279/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,610
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,008
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,224/mo
Today · 4.125%
HK$47,439
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,501/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,878/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,548
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$50,058
−HK$1,534/mo
Today · 4.125%
HK$51,592
baseline
▲ 0.50% · 4.625%
HK$54,732
+HK$3,140/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,184/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,458
−HK$1,469/mo
Today · 4.125%
HK$56,927
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,854/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,639
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,401
−HK$1,790/mo
Today · 4.125%
HK$60,191
baseline
▲ 0.50% · 4.625%
HK$63,854
+HK$3,663/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,382/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,011
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,701
−HK$1,714/mo
Today · 4.125%
HK$66,415
baseline
▲ 0.50% · 4.625%
HK$69,916
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,830/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,822
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,087
−HK$2,302/mo
Today · 4.125%
HK$77,389
baseline
▲ 0.50% · 4.625%
HK$82,098
+HK$4,709/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,778/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,014
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,187
−HK$2,204/mo
Today · 4.125%
HK$85,391
baseline
▲ 0.50% · 4.625%
HK$89,892
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,782/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,332 · Scale 2, in force from 26 Feb 2026)