LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,457
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,715
−HK$1,279/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,610
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,008
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,225/mo
Today · 4.125%
HK$47,440
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,880/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,548
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,059
−HK$1,534/mo
Today · 4.125%
HK$51,593
baseline
▲ 0.50% · 4.625%
HK$54,732
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,186/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,010
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,458
−HK$1,470/mo
Today · 4.125%
HK$56,928
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,856/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,640
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,402
−HK$1,790/mo
Today · 4.125%
HK$60,192
baseline
▲ 0.50% · 4.625%
HK$63,854
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,384/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,011
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,701
−HK$1,714/mo
Today · 4.125%
HK$66,415
baseline
▲ 0.50% · 4.625%
HK$69,916
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,830/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,823
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,088
−HK$2,301/mo
Today · 4.125%
HK$77,389
baseline
▲ 0.50% · 4.625%
HK$82,098
+HK$4,709/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,778/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,014
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,187
−HK$2,204/mo
Today · 4.125%
HK$85,391
baseline
▲ 0.50% · 4.625%
HK$89,892
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,782/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,336 · Scale 2, in force from 26 Feb 2026)