LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,458
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,716
−HK$1,279/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,611
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,009
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,216
−HK$1,225/mo
Today · 4.125%
HK$47,441
baseline
▲ 0.50% · 4.625%
HK$49,941
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,882/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,549
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,060
−HK$1,534/mo
Today · 4.125%
HK$51,594
baseline
▲ 0.50% · 4.625%
HK$54,733
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,188/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,459
−HK$1,470/mo
Today · 4.125%
HK$56,929
baseline
▲ 0.50% · 4.625%
HK$59,929
+HK$3,000/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,858/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,641
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,403
−HK$1,790/mo
Today · 4.125%
HK$60,193
baseline
▲ 0.50% · 4.625%
HK$63,855
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,386/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,012
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,702
−HK$1,715/mo
Today · 4.125%
HK$66,417
baseline
▲ 0.50% · 4.625%
HK$69,918
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,834/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,824
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,089
−HK$2,302/mo
Today · 4.125%
HK$77,391
baseline
▲ 0.50% · 4.625%
HK$82,100
+HK$4,709/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,782/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,016
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,189
−HK$2,204/mo
Today · 4.125%
HK$85,393
baseline
▲ 0.50% · 4.625%
HK$89,894
+HK$4,501/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,786/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,350 · Scale 2, in force from 26 Feb 2026)