LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,460
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,719
−HK$1,279/mo
Today · 4.125%
HK$42,998
baseline
▲ 0.50% · 4.625%
HK$45,614
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,996/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,012
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,219
−HK$1,225/mo
Today · 4.125%
HK$47,444
baseline
▲ 0.50% · 4.625%
HK$49,944
+HK$2,500/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,888/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,552
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,063
−HK$1,534/mo
Today · 4.125%
HK$51,597
baseline
▲ 0.50% · 4.625%
HK$54,737
+HK$3,140/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,194/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,014
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,463
−HK$1,469/mo
Today · 4.125%
HK$56,932
baseline
▲ 0.50% · 4.625%
HK$59,933
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,864/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,644
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,406
−HK$1,791/mo
Today · 4.125%
HK$60,197
baseline
▲ 0.50% · 4.625%
HK$63,859
+HK$3,662/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,394/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,016
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,706
−HK$1,715/mo
Today · 4.125%
HK$66,421
baseline
▲ 0.50% · 4.625%
HK$69,922
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,842/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,829
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,094
−HK$2,302/mo
Today · 4.125%
HK$77,396
baseline
▲ 0.50% · 4.625%
HK$82,105
+HK$4,709/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,792/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,021
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,194
−HK$2,204/mo
Today · 4.125%
HK$85,398
baseline
▲ 0.50% · 4.625%
HK$89,900
+HK$4,502/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,796/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,391 · Scale 2, in force from 26 Feb 2026)