LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,461
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,720
−HK$1,278/mo
Today · 4.125%
HK$42,998
baseline
▲ 0.50% · 4.625%
HK$45,615
+HK$2,617/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$85,996/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,013
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,220
−HK$1,224/mo
Today · 4.125%
HK$47,444
baseline
▲ 0.50% · 4.625%
HK$49,945
+HK$2,501/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,888/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,553
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,064
−HK$1,534/mo
Today · 4.125%
HK$51,598
baseline
▲ 0.50% · 4.625%
HK$54,738
+HK$3,140/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,196/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,015
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,464
−HK$1,469/mo
Today · 4.125%
HK$56,933
baseline
▲ 0.50% · 4.625%
HK$59,934
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,866/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,646
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,408
−HK$1,790/mo
Today · 4.125%
HK$60,198
baseline
▲ 0.50% · 4.625%
HK$63,861
+HK$3,663/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,396/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,018
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,708
−HK$1,714/mo
Today · 4.125%
HK$66,422
baseline
▲ 0.50% · 4.625%
HK$69,923
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,844/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,830
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,095
−HK$2,302/mo
Today · 4.125%
HK$77,397
baseline
▲ 0.50% · 4.625%
HK$82,107
+HK$4,710/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,794/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,023
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,196
−HK$2,204/mo
Today · 4.125%
HK$85,400
baseline
▲ 0.50% · 4.625%
HK$89,902
+HK$4,502/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,800/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,405 · Scale 2, in force from 26 Feb 2026)