LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,464
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,278/mo
Today · 4.125%
HK$43,001
baseline
▲ 0.50% · 4.625%
HK$45,618
+HK$2,617/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$86,002/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,016
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,223
−HK$1,225/mo
Today · 4.125%
HK$47,448
baseline
▲ 0.50% · 4.625%
HK$49,949
+HK$2,501/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,896/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,557
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,067
−HK$1,535/mo
Today · 4.125%
HK$51,602
baseline
▲ 0.50% · 4.625%
HK$54,741
+HK$3,139/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,204/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,019
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,468
−HK$1,469/mo
Today · 4.125%
HK$56,937
baseline
▲ 0.50% · 4.625%
HK$59,938
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,874/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,649
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,412
−HK$1,790/mo
Today · 4.125%
HK$60,202
baseline
▲ 0.50% · 4.625%
HK$63,865
+HK$3,663/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,404/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,022
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,712
−HK$1,715/mo
Today · 4.125%
HK$66,427
baseline
▲ 0.50% · 4.625%
HK$69,928
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,854/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,835
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,101
−HK$2,301/mo
Today · 4.125%
HK$77,402
baseline
▲ 0.50% · 4.625%
HK$82,112
+HK$4,710/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,804/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,028
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,201
−HK$2,205/mo
Today · 4.125%
HK$85,406
baseline
▲ 0.50% · 4.625%
HK$89,908
+HK$4,502/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,812/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,450 · Scale 2, in force from 26 Feb 2026)