LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,466
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,725
−HK$1,279/mo
Today · 4.125%
HK$43,004
baseline
▲ 0.50% · 4.625%
HK$45,620
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$86,008/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,018
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,226
−HK$1,224/mo
Today · 4.125%
HK$47,450
baseline
▲ 0.50% · 4.625%
HK$49,952
+HK$2,502/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,900/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,559
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,070
−HK$1,534/mo
Today · 4.125%
HK$51,604
baseline
▲ 0.50% · 4.625%
HK$54,744
+HK$3,140/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,208/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,022
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$55,471
−HK$1,469/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$59,942
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,653
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,415
−HK$1,790/mo
Today · 4.125%
HK$60,205
baseline
▲ 0.50% · 4.625%
HK$63,869
+HK$3,664/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,410/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,025
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,716
−HK$1,715/mo
Today · 4.125%
HK$66,431
baseline
▲ 0.50% · 4.625%
HK$69,932
+HK$3,501/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,862/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,839
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,105
−HK$2,302/mo
Today · 4.125%
HK$77,407
baseline
▲ 0.50% · 4.625%
HK$82,117
+HK$4,710/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,814/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,033
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,206
−HK$2,205/mo
Today · 4.125%
HK$85,411
baseline
▲ 0.50% · 4.625%
HK$89,913
+HK$4,502/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,822/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,487 · Scale 2, in force from 26 Feb 2026)