LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,467
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,726
−HK$1,279/mo
Today · 4.125%
HK$43,005
baseline
▲ 0.50% · 4.625%
HK$45,621
+HK$2,616/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$86,010/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,019
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,226
−HK$1,225/mo
Today · 4.125%
HK$47,451
baseline
▲ 0.50% · 4.625%
HK$49,953
+HK$2,502/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,902/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,071
−HK$1,534/mo
Today · 4.125%
HK$51,605
baseline
▲ 0.50% · 4.625%
HK$54,746
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,210/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,023
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,472
−HK$1,470/mo
Today · 4.125%
HK$56,942
baseline
▲ 0.50% · 4.625%
HK$59,943
+HK$3,001/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,884/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,654
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,416
−HK$1,790/mo
Today · 4.125%
HK$60,206
baseline
▲ 0.50% · 4.625%
HK$63,870
+HK$3,664/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,412/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,027
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,717
−HK$1,715/mo
Today · 4.125%
HK$66,432
baseline
▲ 0.50% · 4.625%
HK$69,934
+HK$3,502/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,864/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,841
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,106
−HK$2,302/mo
Today · 4.125%
HK$77,408
baseline
▲ 0.50% · 4.625%
HK$82,118
+HK$4,710/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,816/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,034
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,208
−HK$2,204/mo
Today · 4.125%
HK$85,412
baseline
▲ 0.50% · 4.625%
HK$89,915
+HK$4,503/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,824/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,500 · Scale 2, in force from 26 Feb 2026)