LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,471
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,730
−HK$1,279/mo
Today · 4.125%
HK$43,009
baseline
▲ 0.50% · 4.625%
HK$45,626
+HK$2,617/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$86,018/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,024
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,231
−HK$1,225/mo
Today · 4.125%
HK$47,456
baseline
▲ 0.50% · 4.625%
HK$49,958
+HK$2,502/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,912/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,565
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,076
−HK$1,535/mo
Today · 4.125%
HK$51,611
baseline
▲ 0.50% · 4.625%
HK$54,751
+HK$3,140/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,222/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,028
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,477
−HK$1,470/mo
Today · 4.125%
HK$56,947
baseline
▲ 0.50% · 4.625%
HK$59,949
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,894/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,659
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,422
−HK$1,790/mo
Today · 4.125%
HK$60,212
baseline
▲ 0.50% · 4.625%
HK$63,876
+HK$3,664/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,424/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,033
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,724
−HK$1,714/mo
Today · 4.125%
HK$66,438
baseline
▲ 0.50% · 4.625%
HK$69,941
+HK$3,503/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,876/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,848
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,114
−HK$2,302/mo
Today · 4.125%
HK$77,416
baseline
▲ 0.50% · 4.625%
HK$82,127
+HK$4,711/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,832/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,042
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,216
−HK$2,205/mo
Today · 4.125%
HK$85,421
baseline
▲ 0.50% · 4.625%
HK$89,924
+HK$4,503/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,842/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,567 · Scale 2, in force from 26 Feb 2026)