LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,473
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,732
−HK$1,279/mo
Today · 4.125%
HK$43,011
baseline
▲ 0.50% · 4.625%
HK$45,628
+HK$2,617/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$86,022/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,026
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,233
−HK$1,225/mo
Today · 4.125%
HK$47,458
baseline
▲ 0.50% · 4.625%
HK$49,960
+HK$2,502/mo
Deposit HK$8.87M · loan HK$8.87M · min. income ≈ HK$94,916/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,568
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,078
−HK$1,535/mo
Today · 4.125%
HK$51,613
baseline
▲ 0.50% · 4.625%
HK$54,754
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,226/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,031
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,480
−HK$1,470/mo
Today · 4.125%
HK$56,950
baseline
▲ 0.50% · 4.625%
HK$59,952
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,900/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,662
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,425
−HK$1,790/mo
Today · 4.125%
HK$60,215
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,664/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$120,430/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,036
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,727
−HK$1,715/mo
Today · 4.125%
HK$66,442
baseline
▲ 0.50% · 4.625%
HK$69,944
+HK$3,502/mo
Deposit HK$5.32M · loan HK$12.42M · min. income ≈ HK$132,884/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,851
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,117
−HK$2,303/mo
Today · 4.125%
HK$77,420
baseline
▲ 0.50% · 4.625%
HK$82,131
+HK$4,711/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$154,840/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,046
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,220
−HK$2,205/mo
Today · 4.125%
HK$85,425
baseline
▲ 0.50% · 4.625%
HK$89,928
+HK$4,503/mo
Deposit HK$1.77M · loan HK$15.97M · min. income ≈ HK$170,850/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,600 · Scale 2, in force from 26 Feb 2026)