LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,475
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,734
−HK$1,279/mo
Today · 4.125%
HK$43,013
baseline
▲ 0.50% · 4.625%
HK$45,631
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,026/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,028
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,236
−HK$1,225/mo
Today · 4.125%
HK$47,461
baseline
▲ 0.50% · 4.625%
HK$49,963
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,922/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,570
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,081
−HK$1,535/mo
Today · 4.125%
HK$51,616
baseline
▲ 0.50% · 4.625%
HK$54,757
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,232/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,034
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,483
−HK$1,470/mo
Today · 4.125%
HK$56,953
baseline
▲ 0.50% · 4.625%
HK$59,955
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,906/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,665
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,428
−HK$1,791/mo
Today · 4.125%
HK$60,219
baseline
▲ 0.50% · 4.625%
HK$63,883
+HK$3,664/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,438/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,040
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,730
−HK$1,715/mo
Today · 4.125%
HK$66,445
baseline
▲ 0.50% · 4.625%
HK$69,948
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,890/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,855
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,122
−HK$2,302/mo
Today · 4.125%
HK$77,424
baseline
▲ 0.50% · 4.625%
HK$82,135
+HK$4,711/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,848/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,051
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,225
−HK$2,205/mo
Today · 4.125%
HK$85,430
baseline
▲ 0.50% · 4.625%
HK$89,933
+HK$4,503/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,860/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,637 · Scale 2, in force from 26 Feb 2026)