LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,476
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,735
−HK$1,280/mo
Today · 4.125%
HK$43,015
baseline
▲ 0.50% · 4.625%
HK$45,632
+HK$2,617/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,030/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,029
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,237
−HK$1,225/mo
Today · 4.125%
HK$47,462
baseline
▲ 0.50% · 4.625%
HK$49,964
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,924/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,572
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$50,082
−HK$1,535/mo
Today · 4.125%
HK$51,617
baseline
▲ 0.50% · 4.625%
HK$54,758
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,234/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,035
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,485
−HK$1,470/mo
Today · 4.125%
HK$56,955
baseline
▲ 0.50% · 4.625%
HK$59,957
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,910/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,667
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,429
−HK$1,791/mo
Today · 4.125%
HK$60,220
baseline
▲ 0.50% · 4.625%
HK$63,885
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,440/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,041
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,732
−HK$1,715/mo
Today · 4.125%
HK$66,447
baseline
▲ 0.50% · 4.625%
HK$69,950
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,894/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,857
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,124
−HK$2,302/mo
Today · 4.125%
HK$77,426
baseline
▲ 0.50% · 4.625%
HK$82,137
+HK$4,711/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,852/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,053
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,227
−HK$2,205/mo
Today · 4.125%
HK$85,432
baseline
▲ 0.50% · 4.625%
HK$89,935
+HK$4,503/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,864/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,654 · Scale 2, in force from 26 Feb 2026)