LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,477
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,737
−HK$1,279/mo
Today · 4.125%
HK$43,016
baseline
▲ 0.50% · 4.625%
HK$45,633
+HK$2,617/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,032/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,031
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,239
−HK$1,225/mo
Today · 4.125%
HK$47,464
baseline
▲ 0.50% · 4.625%
HK$49,966
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,928/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,573
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,084
−HK$1,535/mo
Today · 4.125%
HK$51,619
baseline
▲ 0.50% · 4.625%
HK$54,760
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,238/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,037
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,486
−HK$1,470/mo
Today · 4.125%
HK$56,956
baseline
▲ 0.50% · 4.625%
HK$59,959
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,912/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,668
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,431
−HK$1,791/mo
Today · 4.125%
HK$60,222
baseline
▲ 0.50% · 4.625%
HK$63,886
+HK$3,664/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,444/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,043
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,734
−HK$1,715/mo
Today · 4.125%
HK$66,449
baseline
▲ 0.50% · 4.625%
HK$69,952
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,898/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,859
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,126
−HK$2,302/mo
Today · 4.125%
HK$77,428
baseline
▲ 0.50% · 4.625%
HK$82,140
+HK$4,712/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,856/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,055
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,229
−HK$2,206/mo
Today · 4.125%
HK$85,435
baseline
▲ 0.50% · 4.625%
HK$89,938
+HK$4,503/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,870/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,674 · Scale 2, in force from 26 Feb 2026)