LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,480
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,739
−HK$1,279/mo
Today · 4.125%
HK$43,018
baseline
▲ 0.50% · 4.625%
HK$45,636
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,036/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,033
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,241
−HK$1,225/mo
Today · 4.125%
HK$47,466
baseline
▲ 0.50% · 4.625%
HK$49,968
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,932/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,576
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,087
−HK$1,535/mo
Today · 4.125%
HK$51,622
baseline
▲ 0.50% · 4.625%
HK$54,763
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,244/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$55,489
−HK$1,470/mo
Today · 4.125%
HK$56,959
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,918/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,672
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,434
−HK$1,791/mo
Today · 4.125%
HK$60,225
baseline
▲ 0.50% · 4.625%
HK$63,890
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,450/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,047
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,737
−HK$1,716/mo
Today · 4.125%
HK$66,453
baseline
▲ 0.50% · 4.625%
HK$69,956
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,906/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,863
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,130
−HK$2,303/mo
Today · 4.125%
HK$77,433
baseline
▲ 0.50% · 4.625%
HK$82,144
+HK$4,711/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,866/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,060
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,234
−HK$2,205/mo
Today · 4.125%
HK$85,439
baseline
▲ 0.50% · 4.625%
HK$89,943
+HK$4,504/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,878/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,709 · Scale 2, in force from 26 Feb 2026)