LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,480
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,740
−HK$1,279/mo
Today · 4.125%
HK$43,019
baseline
▲ 0.50% · 4.625%
HK$45,637
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,038/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,034
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,242
−HK$1,225/mo
Today · 4.125%
HK$47,467
baseline
▲ 0.50% · 4.625%
HK$49,969
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,934/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,577
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,088
−HK$1,535/mo
Today · 4.125%
HK$51,623
baseline
▲ 0.50% · 4.625%
HK$54,764
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,246/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,041
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,490
−HK$1,471/mo
Today · 4.125%
HK$56,961
baseline
▲ 0.50% · 4.625%
HK$59,963
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,922/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,673
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,436
−HK$1,791/mo
Today · 4.125%
HK$60,227
baseline
▲ 0.50% · 4.625%
HK$63,891
+HK$3,664/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,454/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,048
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,739
−HK$1,715/mo
Today · 4.125%
HK$66,454
baseline
▲ 0.50% · 4.625%
HK$69,957
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,908/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,865
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,131
−HK$2,303/mo
Today · 4.125%
HK$77,434
baseline
▲ 0.50% · 4.625%
HK$82,146
+HK$4,712/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,868/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,061
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,235
−HK$2,206/mo
Today · 4.125%
HK$85,441
baseline
▲ 0.50% · 4.625%
HK$89,945
+HK$4,504/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,882/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,723 · Scale 2, in force from 26 Feb 2026)